FINTECH ADOPTION AND SUSTAINABLE PERFORMANCE IN BANKING INSTITUTIONS: THE ROLE OF DIGITAL TRANSFORMATION. Journal of Media Horizons, [S. l.], v. 6, n. 1, p. 11–20, 2025. Disponível em: https://jmh.com.pk/index.php/journal/article/view/95.. Acesso em: 18 jan. 2025.